Hi – The best way to compare them is to use our IMG app. Have you tried it yet? If you don’t want to enter the information, you can simply snap a photo and upload the image and we can enter it for you. It gives you a picture of overall costs and equity that will be built for 1 year, 5 years, 10 years, etc. That way, you can compare quotes across time and see clearly your total cost and equity. Let us know if you have any questions and we can help you along the way.