Hi, I’ve been in that situation before. But here’s the thing – even the best guys don’t always have the best rates. Especially now, banks really do offer very different rates for similar qualifications because the banks are all doing their own risk assessment with the current economy. Also, if your guy is a broker, brokers get different commissions from different lenders and you’d never know if you are being steered into the best one for you or them. If you get multiple quotes, the winner will be clear and you can save thousands. Our process is set up to make it super simple for you to compare in an even shorter amount of time than would normally be possible. It may seem easier to just go with your guy, but if you want to save, follow our process.