Hi – I think we answered your question awhile back over email but wanted to follow up and post an answer here so that others can see if they have the same issue. In the case of FHA loans, theoretically you’d get the same answer from all the loan officers on qualification because it’s a government backed loan and the government ultimately has to approve the loan applications. However, different loan officers have different priorities and may not want to prioritize your application given what else they have in their pipeline. So if you hit a roadblock with one, go back and find some more who can help you in the section where you find at least four loan officers. If one says you can qualify, there are likely more!