Since interest rates are so low, I went ahead and started the conversation about locking rates ahead of choosing a quote with one of my loan officers. He was very dismissive of me asking about terms, like, why are you asking about that? How should I handle this?
Hi, loan officers can be dismissive for a few reason, but the main one is that there are a few bad apples who don’t value their customers enough to respect them. They may not want you to ask more questions as the more informed you are, the less they can control you. However, it could be that you have a respectful loan officer who is good at their job and just have not had a client as informed as you, so they are taken aback! I would just make sure that they answer your questions. Don’t let them push you around!